Lend Local Co does more than home loans. We compare personal loans, car loans, business loans, commercial property finance, asset and equipment finance, SMSF and trust lending from 70+ lenders for clients across the Blue Mountains, Penrith, the Hawkesbury and the rest of NSW. Same local team, same plain-English advice, and no broker fees.
A local broker will call you within 1 business hour. No fees, no obligation.
Every loan below comes with the same team and the same no-fee advice as our home loans. Pick the one that fits, or call and we'll work it out together.
Renovations, debt consolidation, a wedding or an unexpected bill. Secured and unsecured options with repayments that fit your budget.
Personal loans →
New or used, dealer or private sale. We compare car loan rates across our panel and can get you pre-approved before you go shopping.
Car loans →
Start-up, growth or working capital. We help small business owners find a lender that suits how their business actually earns.
Small business loans →
Buying a shop, office, warehouse or factory, as an owner-occupier or investor, in your own name, a company or a trust.
Commercial loans →
Utes, trucks, machinery and equipment. Chattel mortgage, finance lease and hire purchase options set up around your cash flow.
Asset and equipment finance →Buy residential or commercial property through your self managed super fund, with specialist lenders who know the SMSF borrowing rules.
SMSF loans →Lending for family and discretionary trusts buying property or a business. We work with your accountant to get the structure right.
Trust loans →
First home, refinancing, investment, construction, self-employed and guarantor loans. The rest of what we do.
See all home loans →Tell us what you're trying to buy or fix and we'll point you to the right type of finance and the right lender.
Ask us →A bank can only offer its own products. With 70+ lenders, we can match the loan to the job. These are the questions we help with most.
Banks often want two years of financials and property security before they'll lend to a small business. Plenty of lenders on our panel don't. We look at how your business earns, what the money is for and how fast you need it, then match you to a lender whose rules fit.
That covers start-up and growth funding, cash flow and overdraft facilities, and buying into or out of a business.
Small business loan broker →Whether you're buying from a dealer or off a private seller, we compare rates and terms across our panel so you're not stuck with whatever finance the car yard offers. Get pre-approved first and you can negotiate like a cash buyer.
Using the car for work? A chattel mortgage through your business can make more sense. We'll walk you through both.
Car loan broker →For renovations, consolidating card debt, medical bills or a big one-off cost. We'll compare secured and unsecured personal loans, check the fees as well as the rate, and tell you if refinancing your home loan would be cheaper.
Pre-approval tells you what you can borrow before you commit to the spend.
Personal loan broker →Patrick on our team looks after asset finance for tradies, contractors and businesses: vehicles, earthmoving gear, machinery, fit-outs and IT. He'll set up the structure around your cash flow and work alongside your accountant.
Self-employed? You don't always need full financials for equipment finance.
Asset finance →Most of our clients have more than one loan. A car loan or business debt changes how much you can borrow for a home, and the wrong structure can cost you on your next application. Because we look after all of it, we can plan the order and the structure so each loan helps the next one.
We look at your home loan, car, business and personal debts together, so one doesn't trip up the other.
The lender pays us once your loan settles. We show you any lender fees upfront and have no reason to push one lender over another.
We come back with two or three real options and explain the rate, repayments, fees and total cost of each before you sign anything.
No jargon and no surprises. Just clear advice and a clear plan from your first call to well beyond settlement.
We get to know your goals, your situation and the kind of loan you actually need. No commitment, no pressure.
We compare 70+ lenders and come back with two or three real options, explained in plain English.
We handle the paperwork, chase the lender and keep you posted the whole way. You sign and we do the rest.
We don't disappear once your loan settles. We review it every year and we're a phone call away if things change.
We're a small, tight-knit team of brokers who live and work in the same community you do. When you ring, you get someone who knows your name and your file.
Lend Local Co is led by principal broker Justin Leaney, a Blue Mountains local with over 15 years in lending. Patrick Conolly heads up asset and equipment finance, so business clients get a specialist from day one.
A small team who really cares about getting you the best loan possible.
With over 15 years in lending, Justin is a trusted Blue Mountains local who brings clear advice, calm confidence and a people-first approach to every loan.
Patrick looks after asset and equipment finance for self-employed clients and businesses, from application through to approval.
The go-to finance pro who'll crack a complex lending knot with the same gusto she brings to laughing with the team.
The "Pocket Rocket" broker who fuels results with coffee and charm, and keeps her clients winning.
The glue of the operation, bringing 20+ years of industry savvy and strategic support to the team.
Come in and talk through your loan face to face, or we can do it all by phone or video.
39e Park St, Glenbrook NSW 2773
Walk-ins welcome · 02 4744 2054
4 Christie Street, Windsor NSW 2756
By appointment · 02 4504 8875
We help clients in Penrith, Western Sydney, across the Blue Mountains and the Hawkesbury, out to Lithgow and Bathurst.
We can get your new loan sorted, fill out the form or call us on the number below !
