
A renovation, an investment property or a buffer. A local broker works out how much you can access and what it costs.
A local broker calls you within one business hour.
The short form above, or a phone call. No documents yet.
Your loan against 70+ lenders, rates and fees side by side.
Application, valuation, discharge from your old bank. You sign.

Same broker from the first call to settlement. Clients from Penrith, the Blue Mountains and across Western Sydney.



“Jess makes the refinancing process super easy, friendly and feel like a casual get together.”
“Trish at Lend Local was amazing, efficient, great service and kept us up to date at all times.”
“Pleasure to work with, great communication and very informative.”
★★★★★ Real reviews from Lend Local Co's Google Business Profile. 5.0 stars across 231 reviews.
Usually up to 80% of your home's value, less what you owe. We work it out on the call. No valuation needed yet.
No. A credit enquiry only happens once you choose a lender and apply.
Yes. We work out the break cost and tell you straight whether it's worth switching now or waiting.
Usually two to four weeks from application. We chase both banks so you don't have to.